provisions of the law of December 29, 2022 No. 594-FZ.

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From October 1, 2024, an automated insurance information system will be launched, the operator of which is JSC National Insurance Information System (NIIS, a 100% subsidiary of the Bank of Russia). The AIS insurance becomes a single source of data on auto insurance and home insurance based on the
The objectives of creating the AIS insurance operator are to collect and analyze the information array on insurance contracts (from April 1, 2024, only 4 types of insurance, and then, based on the regulatory acts of the Bank of Russia, other types of insurance will have to join), prevent insurance fraud, increase the transparency and armenia whatsapp number databa se accessibility of insurance services through centralized processing and storage of information on insurance contracts for 10 years.
The AIS insurance is formed on the basis of the AIS OSAGO acquired and modified from the Russian Union of Auto Insurers and modules developed for other types of insurance (CASCO of vehicles, voluntary motor third party liability insurance and housing of citizens), an insurance history bureau, modules for information interaction with government agencies, a website with a personal account for AIS insurance users, etc.
The AIS insurance was partially launched on April 1, 2024, but there was a transition period for six months, during which there were essentially two information systems - the AIS OSAGO (RSA operator) and the AIS insurance (NSIS operator). During the period from April 1, 2024 to October 1, the AIS insurance only accepted, processed and stored data on the concluded 4 types of insurance. From October 1, 2024, the conclusion of insurance contracts will be carried out using the information system of JSC "NSIS".
On the NIS website, in the "personal account" section, the user of the information system can, after going through the identification and authentication procedure, gain access to their insurance history for all types of insurance for a long period of time, as well as see the history of their insurance cases, the calculation of the bonus-malus coefficient for compulsory motor third-party liability insurance, the list of persons admitted to driving a vehicle, and other information. Various policy verification services have been transferred from the RSA website to the NIS website, for example, on the presence of a valid compulsory motor third-party liability insurance contract for all participants in an accident.
According to the President of the Russian Union of Motor Insurers (RSA), Evgeny Ufimtsev, after the transfer of the information system to the structure of the Bank of Russia - the NSIS company, insurers will have additional opportunities to obtain data from state information systems, which will improve customer service and combat fraud and unfair practices.
As noted by the General Director of JSC NSIS Nikolay Galushin, the fundamental difference between the AIS OSAGO and the AIS insurance is the volume of information that is collected, processed and stored in the information system: more data began to be collected on OSAGO, but, in addition, data began to be collected on CASCO contracts, voluntary motor third-party liability insurance and citizens' housing, including information on insurance events.