Representatives of the VTB press service note that the appearance

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The bill also provides for a number of changes to the Federal Law "On Banks and Banking Activities". For example, restrictions on the possibility of performing certain banking transactions with CR, provisions defining the features of the banking secrecy regime in relation to transactions with CR, the consequences of revocation of the license of a credit institution related to the acceptance by a credit institution of orders to transfer CR. In addition, the document proposes individual changes to the Federal Law "On Enforcement Proceedings" in terms of establishing the features of collecting CR recorded in netherlands cell phone number list the debtor's digital account. "The procedure for initiating the procedure for foreclosure on CR is established," say the authors of the document. According to them, individual changes are being made to the Federal Law "On Currency Regulation and Currency Control", in particular, it is indicated that the digital ruble is the currency of the Russian Federation, and the digital currencies of foreign central banks, accordingly, are foreign currencies.

of the document is an important step towards the formation of a legal framework for the circulation of the digital ruble. "However, until the final version is approved, the document will be reviewed both at the government level and by the banking community and may undergo a number of changes," the bank's representatives believe.

Rosbank Innovation and Data Management Director Olga Makhova says that the document essentially legalizes the digital ruble as a new means of payment, regulating its circulation between all participants - banks, the Central Bank and clients. "Since 2023 is the year of piloting the first transactions with the digital ruble on a very small number of real clients, I assume that new amendments to the law are expected during the pilot," she says. According to her, the most important points in the document are the definition of the CR, the definition of the role of the Central Bank in the circulation of the CR and the role of banks. "As mentioned earlier, 2023 is dedicated to piloting on a very limited number of clients. We assume that a full launch is possible no earlier than the second half of 2024 - early 2025," Olga Makhova added.