But c2c transactions will develop on the basis of mobile applications, this is obvious. The most advanced story, from my point of view, is the Chinese messenger Wechat, which allows making c2c payments. I think that either other messengers or the banks themselves will come to a similar scheme.
In the IT market could you highlight?
In short, I will highlight three key trends concerning the IoT market:
Even more connected sensors/devices/japan whatsapp data areas. Development of new chips and devices for IoT, development of new interfaces for interaction with users mainly through mobile devices. All this pushes the development of the IoT market into a huge number of niches: utilities and manufacturing enterprises, transport, smart homes, smart cities, smart cars, medicine and health monitoring, virtual reality, retail. And all this is only part of where IoT is already developing and in 2019 we will see new cases and niches for the IoT market, which will grow for many years to come and most likely at a double-digit rate.
Development of processing technologies — the emergence and development of platforms for IoT using serverless/FaaS tools, artificial intelligence, machine learning. The second trend is closely related to the first — the market is actively developing, the number of industry applications is growing rapidly, so platforms are emerging that make it convenient and quick to do projects with IoT and not think about scaling them. The general trend in these platforms is the movement towards serverless/FaaS architecture based on clouds, when developers are increasingly abstracted from specific hardware and management of dedicated server resources. Platforms have been created by almost all the giants — Amazon, IBM, Microsoft, etc., but since the market is growing rapidly (and IoT computing is the fastest growing segment in this industry, showing more than 50% YoY), startups are also entering the market, bringing new ideas and technologies, such as Serverless.com and Swifty.cloud.